FNS 298 SPECIAL
TOPIC IN FINANCIAL SERVICES
(Topic to be specified each semester course offered.)
FNS
300 FINANCIAL PLANNING
This course provides an overview of the financial planning process.
It introduces the legal, ethical, and regulatory issues affecting
financial planners, as well as the following topics in financial planning:
analyzing a client's financial situation, capital accumulation methods,
risk management, tax management, and investment management. Three
credit hours. Prerequisite: ACC 102.
Offered Fall semester (e).
FNS
301 INVESTMENT PLANNING
An examination of various investment opportunities with primary emphasis
on equity and debt instruments (stocks and bonds). Other investments
covered may include real estate, collectibles, precious metals and
gems. Three credit hours. Prerequisite: FNS 201 or FNS 300.
Offered Spring semester (e).
FNS
305 MONEY, BANKING AND MONETARY ECONOMICS
Study of money and the financial system. Particular attention given
to the operation, function, and structure of the banking system and
functions of central banking. The role of monetary theories, monetary
management and the effectiveness of monetary policy is studied. Three
credit hours. Prerequisites: ECO 201 and
FNS 201. Offered Fall semester in odd
numbered years (e).
FNS
310 FINANCIAL MARKETS AND INSTITUTIONS
A study of the operation of financial intermediaries and their role
in the financial system. The operation of the capital and money markets,
determinants and structure of interest rates and the regulation of
the financial sector are also explored. Three credit hours. Prerequisite:
FNS 201 or FNS
300. Offered Fall semester in even numbered years (e).
FNS
320 RETIREMENT PLANNING AND EMPLOYEE BENEFITS
This course provides an overview of the various qualified and non-qualified
plans. A study is made of the following topics: personal tax-deferred
retirement programs; qualified retirement plan design; government
sponsored plans; group life, health and disability insurance; non-qualified
deferred compensation; costs and funding requirements of federal laws;
and tax considerations. Three credit hours. Prerequisite: FNS
201 or FNS 300. Offered Fall semester
(e).
FNS
325 INSURANCE PLANNING
This course introduces the principles of risk management and insurance.
Topics covered will include the identification of risk exposures;
selecting appropriate risk management techniques; risk transfer through
the use of life, health, casualty and liability insurance; basic insurance
contracts; and an introduction to the insurance industry. Three
credit hours.
Prerequisite: FNS 201 or FNS
300. Offered Fall semester (e).
FNS
330 ESTATE PLANNING
This course studies the estate planning process. Topics included are:
the fundamentals of federal estate and gift taxation; methods of exclusion
and valuation; wills, intestacy, and the probate process; trusts;
property ownership forms; charitable transfers; and business transfers.
Three credit hours. Prerequisite: FNS
201 or FNS 300. Offered Spring semester
(e).
FNS
340 REAL ESTATE LOANS: STRUCTURE AND ANALYSIS
A thorough consideration of real estate as a growing component of
banks' loan portfolios. Course includes a specific investigation of
various banks' loan policies, risk analysis, loan pricing and servicing,
and other related topics. Construction lending is reviewed as well.
Three credit hours.
Prerequisite: FNS 305. Offered as
needed.
FNS
377 FIELD EXPERIENCE I
This course provides the student with both observational and "hands-on"
learning experience through participatoin in an internship, ideally
in the specific area of the financial services field in which the
student will be seeking employment. Students who are already on an
established career path may enhance their visibility in the organization
by completion of a special project related to their careers, subject
to prior instructor approval. Three credit hours. Prerequisites: CIS
115, FNS 201, FNS 300, MKT 215, Junior standing, and a 2.0 cumulative
GPA. Offered eveery semester.