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STAFFORD LOAN PREFERRED LENDER LIST

The following is our Stafford Loan Preferred Lender List.  This list of recommended lenders has been provided to help you with selecting a lender.  We have carefully considered our selections, and we recommend these lenders based on the quality of products and services they provide to students and families.  However, you can choose a lender that is not on the list.  You have the right and ability to select the lender of your choice, are not required to use any of the lenders on this list, and will suffer no penalty for choosing a lender that is not on the list.

For more information, please contact the lender, or visit the specific lender’s website.  To apply, click on the Apply Now link: this will take you to the New York State Higher Education Services Corporation (HESC) website where you can complete the electronic Master Promissory Note (e-MPN).

IMPORTANT:  You must complete the FAFSA at www.fafsa.ed.gov to receive a Stafford Loan. 

If you have any questions, you are encouraged to contact the Financial Aid Office.

Note:  Borrower benefits are subject to change solely at the discretion of the lender.

Lender Information Code Borrower Benefits Apply
Chase Bank 1.888-487-4404 803000 0.25% interest rate reduction for borrowers who enroll in an auto-debit ACH repayment program. Apply now
Citibank 1.800.967.2400 826878 Receive a 0.25% interest rate reduction when you enroll in our auto-debit payment program Apply now
Citizens Bank 1.800.708.6684 807745 0.25% interest rate reduction for automatic payment deductions from any bank account Apply now
Edamerica 1.800.337.1009 831453 0.25% interest rate reduction with auto-debit Apply now
Nellie Mae 1.877.332.7028 829076 0.25% Interest Rate Reduction with Auto-Deduct Apply now
PNC Bank 1.800.762.1001 809921 A 0.25% interest rate reduction is available for students who choose to have payments automatically deducted from any checking or savings account Apply now
Sallie Mae Education Trust 1.888.272.5543 802218 0.25% Interest Rate Reduction with Auto-Deduct Apply now
Other Lender If you wish to borrow with a lender not listed above, please apply here. Apply now