All students are encouraged to carry adequate illness and accident insurance coverage during their college years. This is necessary to cover hospitalization, ER visits, X-rays and lab tests, doctor visits, prescriptions, and ambulance costs. Resident students and their parents are encouraged to check their policies for coverage while away from home.

Coverage for Young Adults

Until now, most young adults "aged off" their parents' health insurance when they turned 19 or graduated from college.  Under the Affordable Care Act, if you are covered under your parent's policy, you may be able to remain covered up to age 26. You don't need to live with your parents to be eligible for this coverage.  You can also remain covered if you are married.  However, if you are eligible for health benefits from your own job, your parents' existing job-based policy may not have to cover you.  Even if you already "aged off" your parents' policy, you may have a chance to rejoin. Please have your parents check with their employers for more information.

Medaille College Student Health Insurance

Medaille College sponsors an accident and sickness plan for students enrolled for 9 or more credits. This plan has been arranged by Niagara National Inc. through Student Assurance Services Inc. For a full description of coverage including costs, benefits, exclusions and limitations, and the terms under which the coverage may remain in force, please visit the Student Assurance Services website and follow the instructions on the page to view the brochure, forms and a Frequently Asked Questions feature. Students can enroll in the plan online on the SAS site.

Specific questions regarding the policy or claims should be directed to Student Assurance Services Inc. at (800) 328-2739.